During high school, I always spent my time working. I couldn’t go out to play sports with friends and I was limited to the time I had to hang out with them. During my time in high school, I was actively doing my research about credit, investing, renting, and all other important things that we usually worry about after college, not when you’re in high school. These were topics that people in high school aren’t thinking about so it took a while to figure out. At one point I had 3 jobs at the same time. I had a manager who had three jobs as well but had about 8 kids. As hard working as he was to support his family, he was always tired. When I’d see him with his family at the restaurant, he’d just be completely burnt out. I didn’t want this for myself or my family. I didn’t want this and wanted to learn how to invest or somehow make my money work for me. So I started to do research about stock investing.
I was intrigued by the idea of being at home, working on my computer just trading and earning a living. I had an entire plan set up, I knew what I was going to do. I had called my dad and told him about my plan. He is a real estate agent, and told me that stocks were too risky, that I should get into real estate so I can earn more money. I had already studied real estate investing and it was the reason why I got into stocks in the first place. Owning rental properties was always my goal to replace my job.
Not knowing what I got myself into, I agreed and enrolled in a real estate course to get my license. I thought maybe I can network with other investors already doing what I want to do. To my surprise, real estate was not a job, it’s a business. The course only gave the information necessary to understand the language of real estate but never told us that we’d be running our own business. So there I was a 20 year old, sitting in an office surrounded by people who could be my grandparents. It was a great experience because I had experienced people all around me willing to help (when they had time).
During my time as a real estate agent, I learned the significance of time management, organization, among other things. I started working at Keller Williams where it is also the biggest training company worldwide. I took some classes in the office about almost every topic in real estate to help us succeed from personal development and wealth management to understanding the legality of contracts and understand what to keep an eye for when buying a house.
I didn’t know that real estate was being your own business, therefore I had taken more of a risk than I expected. I quit my job, I should’ve stayed because it was going to take time to get established in real estate. But I lasted about 6 months in real estate and eventually got a job as a sales person.
At this job, I had a manager who was a financial advisor. I started to work with him but it wasn’t what I wanted to do. I learned how pushing people to try to get sales only hurts the relationship between the agent and the client. I like what they were doing, helping people with insurance policies and other products being offered. I got licensed and started to work in the space as an intern. This was mainly based on having meetings and presentations but that was it. People didn’t care about studying what they were selling to people, like what really is included in a policy, what is it based off of? What will happen if what ever its based on fails? I didn’t have full control of my own investments and I didn’t know exactly where the money was being put in. I had understood what was involved in the policy when I started and wanted to have one myself, but seeing what it was like, I came to the conclusion that it wasn’t the best path for me.
I then decided to get into crypto, and this is where I found my passion. I’m in full control of my investments, yes there are risks, but based on my knowledge and experience, I can mitigate the risk. When I can’t then no harm, after all, it’s money I’m willing to lose. It’ll hurt but it won’t be the end of the world.
I think it’s necessary to know what my background is, to trust where I’m headed with everything I’m doing. I didn’t have the opportunity to go to college when I left high school but ever since then, I’ve been actively learning and looking for opportunities.
As I started to do my research on the financial system as a whole, I started to read books on investing, personal development and other related topics to help me get where I want to be.
I came across an idea that fundamentally changed my life forever. Because of Think and Grow Rich by Napoleon Hill, I learned that any idea we have in our minds, anything we want to do, we can create and become. I’ll be writing my own review on this book and I’ll share some key concepts that I didn’t think about. It’s strange reading this, because it’s more significant than what we learn in school as kid. In the book, it states that if everyone learned and applied the concepts in that book, the time in school can be reduced by half. The idea was brought to life by none other than Andre Carnegie, a titan during his time who amassed a fortune through business. Though conditions were different and society thought differently than today, there’s no ignoring the fact that this idea made him those fortunes. Be on the look out for it when I do publish it!
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